drias International is a premier claims administrator with the capacity to adjudicate tens of thousands of claims each month - with scalability to accomodate even larger volumes. Our technology enables us to process claims for virtually any insurance product.
We provide underwriting services which shorten the time required to approve and issue life insurance policies. drias International offers the option to perform underwriting functions in partnership with our clients in-house underwriting department, or in partnership with a provider of underwriting services. In addition to life products, we also provide underwriting and claims services for a broad range of products such as:
- Accidental Death and Dismemberment
- Hospital Accident
- Critical Illness
- Funeral Expenses
- Medical Supplement
- Short Term Care
IN HOUSE UNDERWRITING:
We apply customizable underwriting rules, dictated by our partners, to each application. Our advanced technology, which includes imaging systems, features approval or declination, as well as facilitating the automated processing of incomplete applications. drias International uses personalized notifications to request any missing information, and produces a follow up letter to ensure maximum customer response.
PRODUCT UNDERWRITTEN BY THE CARRIER:
drias International employs secure electronic transmission technology to speed approval and declination of fully underwritten products. We achieve timely fulfillment and policy/certificate issuance by working closely with carriers to accelerate underwriting, efficiently and in accordance with each carrier's guidelines.
drias International's underwriting system transmits applicant information to respective carriers in MIB format, allowing a virtual pass-through to MIB. Every application is underwritten in accordance with specific guidelines provided by each carrier, and is processed within established response time standards.